Top 10 Best Money-Making Apps in 2022

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There are many apps that allow you to earn money, but the vast majority are available in China. The problem is that they pay very little compared to what’s offered in the West. We will not make an exhaustive list of these apps, instead we offer an overview of some apps with which it is possible to earn a little money through your phone. It may not be enough to live on, but it’s definitely better than nothing.

1)   Swagbucks

Swagbucks is perhaps the most popular money-making app at the moment because you can do almost anything. You can take surveys, perform tasks, watch videos and more to earn cash. Once earned, you can cash out for gift cards.
Another plus is that it works in any country and you can withdraw your earnings or exchange them for PayPal credit.

Pros

• Accepts all countries
• Plenty of ways to earn money, including surveys and tasks.

Cons

• It is ad-supported

2)   Slidejoy

Slidejoy pays you to place ads on your smartphone’s lockscreen. Your phone has a lock screen? Find! Of course, if you put many apps on your phone, it will be cluttered with ads, but if you use it for nothing more than calling and texting, the slide-up ad is small and does not get in the way¹.
Besides, Slidejoy has a referral system that allows you to earn up to $250 per month². Withdrawals are made through PayPal.

Pros

• Easy to use
• Incentivizes referrals

Cons

• Small payout limits

3)   Shopkick

This app allows you to earn points (kicks) by walking into certain shops. For example, if you walk into a Starbucks you will receive 3 kicks and for each dollar spent in the shop you will receive 2 more. Do not worry about it being available only in the US, because they have a shop available in most countries.
You can redeem your kicks for gift cards at a variety of retail stores, but it will take a lot of walking and shopping to get anything worthwhile. Kicks expire after 60 days, so if you think you may let them expire, consider the option of exchanging the points for money. To do this, enter the “kicks for cash” section and enter the amount of kicks you want to exchange.

Pros

• Can be used in most countries.
• Allows you to convert your kicks for cash.

Cons

• Requires walking around and shopping a lot before getting anything of value.

4)   AppKarma

AppKarma is an app that allows you to earn money by downloading other apps. Although I’ve never received more than $0.05, it can be combined with Swagbucks to increase your earnings. Besides, it’s available in many languages, including Spanish.

Pros

• Available in multiple languages

Cons

• The amount you earn is very little.

5)  CashPirate

CashPirate is one of the most popular money-making apps at the moment because of its high earnings compared to other similar apps. As with others, you earn points for downloading free apps or performing certain actions within them. You can also watch videos and complete surveys to earn more cash.
CashPirate has a referral system that allows you to earn up to EUR 2 per month, however, it seems that this is not true as one of our readers told us about their withdrawals being successfully made using PayPal³. Withdrawals are made daily.

Pros

• Available worldwide
• Allows you to withdraw your earnings using PayPal.

• Very low payout limits. It may take a long time to reach the required amount for withdrawal.

6) AppDown

AppDown is a relatively new app that pays you for downloading other apps. You can connect it with AppKarma if you want to earn more points faster.
The earnings are not as high as those of CashPirate, but they allow you to withdraw your money daily. Other options include gift cards from Amazon and the Google Play Store.

Pros

• Daily payouts

Cons

• Does not allow you to withdraw money directly. You must use an Amazon gift card or the Google Play Store first.

7)  Acorns

Acorns is an investment app that allows you to invest your spare change. As most of us do our daily purchases with debit and credit cards, we often forget about small purchases such as a cup of coffee or lunch and this adds up over time. With Acorns you can build your savings faster by rounding the amount of your purchases to the nearest dollar and investing that spare change.
If you like, you can choose one of Acorn’s five suggested portfolios or create an account with another broker (such as Vanguard) and link it to your acorns profile. Once you have reached $5 000 in transactions, Acorns will charge a fee of $1 per month.
Also Read: How Do We Get Money from YouTube?

Pros

• Round your transactions to the nearest dollar and invest the spare change.
• The portfolios are created by professionals.

Cons

• Monthly fee of $1, starting from $5 000 in transactions.

8)  CoinBundle

CoinBundle is an investment platform that allows you to invest in different cryptocurrencies with a single click of a button, allowing you to choose how much risk you are willing to take depending on the desired return. Currently, they offer 8 bundles (coin packages). If you decide not to cash out your funds after a certain time, they will be moved to their secure escrow which provides daily interest.
Earnings are usually released every Friday and the minimum withdrawal is $5. You can withdraw your earnings by PayPal or request an ACH transfer for larger amounts (over $1 000). Once you reach $2 000 in earnings, CoinBundle will charge a fee of 5%.

Pros

• Allows you to invest in cryptocurrencies.
• You can choose your own risk level.

Cons

• The fee increases depending on the number of bundles purchased.

9)  Acorns Later

This is an app by the same developers as Acorns. It allows you to save for major purchases such as a car, house or education.
Acorns Later requests $1 000 and then $50 per month from your account until you reach 35 years old and then it will make monthly investments to help you achieve your goals.

Pros

• Allows you to save for big purchases.

Cons

• The minimum monthly investment is $50 until you are 35 years old.

10)     CashCrate

CashCrate links with several other apps and websites to help you earn money by taking surveys or completing tasks such as watching videos or testing products. You can also refer new members, allowing you to receive a percentage of their earnings for life. Payments are made via PayPal, direct deposit or check.

Pros

• You can refer new members.

Cons

• Has a low payout limit. Once you reach the required amount for withdrawal, you must wait for the next period to be able to withdraw your earnings

Conclusion

Each app has its own pros and cons, so choose the one that best suits your needs. Remember to only use the apps you trust and stay safe out there!

If you have any questions or suggestions, please leave a comment below.